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In La Terminal Market in the city of León, Magda L. J. sells commercial sodas and juice in her own area where she gives friendly service to her customers when they come to the market to make purchases.

Magda, at fifty-three years old, has succeeded in keeping her business afloat. She has done this with the help of Ceprodel, which has granted her loans in the past -- all of which she has used very well to develop her business.

Now she looks to Ceprodel with the hope that she will benefit from a new loan as it enables her to purchase merchandise like soda and juice so that her business will survive.
View original language description ↓

En el Mercado La Terminal de la ciudad de León, la señora Magda L. J. se dedica a su negocio de venta de gaseosas y jugos comercializados en su propio tramo donde atiende muy amablemente a toda su clientela que visita el mercado para realizar sus compras.

La señora Magda a sus 53 años de edad ha logrado salir adelante en el negocio y esto lo ha llevado a cabo con el apoyo brindado por Ceprodel el cual le ha otorgado créditos que han sido muy bien utilizados para su desarrollo.
Hoy en día la razón por la cual ella espera en Ceprodel es para ser beneficiada con un nuevo crédito y así comprar los productos como bebidas gaseosas y jugos y salir adelante en su negocio

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 35
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Magda purchasing soft drinks.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 21, 2009
Feb 8, 2009
Currency Exchange Loss:
May 15, 2009