A loan of $2,725 helped a member to buy piglets to start a pig breeding business.


Mr. Yon Mouk Village Bank Group's story

Mr. Yon M. is 46 years old and is the father of four children; two are employed in a garment factory with the others attending a local school. Mr. Yon M. is the village bank president selected by the members. The village bank consists of twenty members, and is located in Preak Traeng village in the Kandal province. The members plan to use the loan for different purposes.


Mr. Yon M. and his wife, Mrs. Yon Savon are farmers who own a plot of land to cultivate rice. On this plantation, they earn very little rice revenue to supP. their family members. To improve their standard of living, Mr. Yon M. is asking for a loan to buy piglets to start a pig breeding business. He hopes to increase his income and improve their living conditions.


Three members in this group have loans that are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product, because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Yon, Saroun, Yong, Rem, Sean, Yun, Phally, Savy, Srey Vy, Phally, Channy, Saroen, Kem Heng, Yan, Phon, Yoen, Mom, Kem Leang, Neang, Mach, Yern, Neang



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