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S. is 52 years old and resides in Kandal Province in Cambodia where he makes a living catching fish to sell retail at the market. He earns average of US$ 3 per day. He is married with five children: three are single and two are married. His wife, Touch, age 42, is a local mat maker, and she can earn approximately US$ 3 a day to help with the family's expenses.

S.'s business is running very well but recently he can't catch many fish because his fishing implements frequently are broken. Therefore he decided to ask for a loan as capital to buy more fishing implements such as nets and traps. Any remainder of loan will be used to buy raw materials for his wife's mat-braiding business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 220
    View loans »
    Cambodia Loans Fundraising
  • $39,843,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Toek to buy more fishing implements like nets and traps.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 26, 2009
Feb 5, 2009
Currency Exchange Loss:
Jan 15, 2010