Check out other loans that are currently fundraising!
Irshad Bhola Masih Group
In this Group: Irshad , Azra , Bushra , Mumtaz
Irshad baji is a 42-year-old married lady and has been a citizen of an area of the city of Lahore called Ismail Nagar, Pakistan for 20 years. She is an uneducated lady but lives with a dream to give her children a better future. Her husband's name is B. M. and he is a driver by profession, driving an auto-rickshaw (a local three-wheeled motor vehicle).

Irshad baji is the mother of three kids: two sons and one daughter. Her elder son is a driver; he also drives an auto-rickshaw (a local three-wheeled motor vehicle). The others enrolled in a school and getting an education. Irshad baji is a sweeper. She works in a government office for a monthly wage. She invests her income in a committee and plans to marry off her daughter when she gets the whole amount. She is applying for a loan to pay off the installments of her son’s auto-rickshaw.

Irshad baji is the group leader for more women from her locality. Azra baji wants a loan to buy groceries for her grocery shop. Bushra baji wants a loan to buy cosmetics to sell. Mumtaz baji wants a loan to pay off the installments of her family's auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 79.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad Bhola Masih Group's $875 loan helped a member to pay off the remaining installments of an auto-rickshaw (a local three-wheeled motor vehicle).
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 11, 2009
Feb 3, 2009
Currency Exchange Loss:
Apr 22, 2010