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Parveen Patras Group
In this Group: Parveen , Rozina , Khairan , Shamshad , Shamim
My name is Parveen and I've been a citizen of a city named Borewala, Pakistan, for the past 25 years. I couldn’t continue my education after 8th standard due to the little financial resources of my parents. I am married to a man whose name is P. and he is a driver by profession, driving an auto-rickshaw (a local three-wheeled motor vehicle). He has been driving this for the past 16 years.

I am a mother of three kids: two sons and one daughter. All of my kids are getting education from a local school. I stay at home and sew clothes of my neighbors. I sew clothes to help my husband to meet the financial expenses of the household. I have successfully repaid my two previous loans from Asasah (a microfinance institute of Pakistan). Now I am applying again for a loan to change the body of my husband's auto-rickshaw so that he is able to continue his work.

I’m a group leader of some more women of my locality. Rozina baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Khairan baji wants a loan to buy sanitary supplies to sell. Shamshad baji wants a loan to buy goats for her animal selling business. Shamim baji wants a loan to buy seasonal fruits to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 235
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 78.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen Patras Group's $1,050 loan helped a member to change the body of the auto-rickshaw (a local three-wheeled motor vehicle).
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Jan 30, 2009
Currency Exchange Loss:
May 18, 2010