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Nhem K., 35, is married and lives with her young child in Siem Reap, Cambodia. She purchase bananas from individual growera and resells them to the market wholesaler. On average, she makes US $4 a day, while her husband grows and sells rice, earning US $3 a day. Nhem is asking for a loan to rent a banana farm and purchase farmland to expand her husband's rice crops.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Nhem to rent banana farm and expand rice farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2009
Jan 30, 2009
Currency Exchange Loss:
Nov 15, 2009