A loan helped to pay workers who harvest maize.


Marthe's story

Marthe is 42 years old. She is married 4 with children aged between 6 and 17 years, all of whom go to school. She is a farmer and she has been growing maize for 20 years, while her husband is a business man.

With this loan from Kiva, she would like to pay the workers who harvest maize. The profits from the business will be uses to pay school fees of her children and to improve her welfare.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations.

For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details