A loan of $2,325 helped a member to buy more piglets for breeding.


Mrs. Srey Mom Soeun Village Bank Group's story

This village bank, which consists of 18 members, is located in Kokor Pir village in Kampong Cham province. The members plan to use the loan for different purposes. Mrs. Srey Mom S. is the village bank president. She was selected by the members. She is a pig breeder. Since her breeding pigs business is going well, she wants to expand by purchasing more piglets for breeding. She hopes to increase her income and provide a better life for her family. Her husband, Mr. Heng Hay, is a coconut seller. Mrs. Srey Mom S. is a 38-year-old mother of a child who is too young to work or study. Nine members in this group have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Srey Mom, Sokny, Yi, Sokhom., Sokkha, Saren, Nheb, Saveth, Chanthou, Nhor, Sok Khoeun, Pin, Pheara, Phorn, Sarom, Yon, Mom, Sihorn
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