A loan of $1,200 helped to increase her range of goods.

Uguljon's story

N. Uguljon is 41 years old. She and her husband, a furniture-maker, have raised 3 children. Uguljon sells clothing for children such as knitted jackets, sweaters, jeans, socks etc. She has been in this business for 8 years. As a rule Uguljon travels to the neighboring town of Istaravshan every week to purchase new goods. She tries to choose a variety of items of good quality and attractive prices which allows her to keep her clientele. Her daughter, who is pictured in the photo, helps her with the business. Today Uguljon is requesting a loan of $1200 US for the term of 9 months. In February she is planning to make her next trip to Istaravshan. She’ll spend the loan purchasing the new goods. She promises to pay back the loan in time and thanks everyone for their support.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history. It was a key post along the Silk Road and is where the rule of Alexander the Great ended. It is famous for its great thinkers, philosophers, scientists and poets such as: Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to epic mountain passes, communities that still speak the ancient Sogdian language and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But, Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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