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Berna Babi ‘S Group
In this Group: Berna , Grace , Rosemary, Susan , Mary

Berna is the leader of a five member group. She is 33 years old and married with three children who are between the ages of 10 and 17. All her children go to school. She also takes care of additional family members. She resides in and owns a four-roomed house in which five people stay. They have electricity and piped water at home and the family gets three meals a day. She works in a semi-urban area on the outskirts of Kampala.

Berna owns a poultry farm with about 300 birds and sells eggs to nearby shops. She works seven days a week. She hires a vehicle to buy chicken feed. She sells to an average of twenty customers a day and to all categories of people. Berna has been in this business for the last ten years and has been in MCDT for six years. She is servicing her sixteenth loan, working all along with the same group mates. Agiri wants to use this loan to buy more sacks of chicken feed. She also aspires to own at least 700 birds.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 207
    View loans »
    Uganda Loans Fundraising
  • $32,762,575
    Funds lent in using Kiva
  • 1,982.5
    Uganda Shillings (UGX) = $1 USD