Las Vencedoras (The Winners) are hard-working women who all know each other because they are close neighbors. They are responsible women who have the desire for self-improvement and have plenty of experience in their line of work. Ms. Karen has been selling VOGUE beauty and cleaning products by catalog for 7 years. Her children depend on this business. At this time, she needs to purchase more merchandise so that she can improve her business. Ms. Urbelina has her own sewing workshop in which she makes shirts, shorts and clothing for girls. Her two daughters depend on this business. Ms. Mirna sells new clothing, sandals, men's undergarments and shoes. She has been in business for 10 years and has a fixed clientele. She needs this loan in order to purchase more merchandise so that she can increase her earnings.
Las Vencedoras son mujeres luchadoras que se conocen, responsables, con deseos de superarse, son vecinas cercanas y con mucha experiencia en su trabajos, Sra. Karen tiene 7 años de dedicarse a la venta de productos por catalogo de belleza y limpieza VOGUE de su negocio dependen sus dos hijos, ella en estos momentos necesita compras mas producto y asi mejorar su negocio. Sr. Urbelina tiene su taller de costura, ella hace camisas, calsonetas, centros para niñas, de este negocio dependen sus dos hijas. Sra. Mirna se dedica a la venta de ropa nueva, sandalias, ropa interior de caballero, zapatos, ella tiene su negocio hace 10 años y cuenta con clientes fijos, ella necesita credito para comprar mas mercaderia y poder obtener mayores ingresos.
Prisma Honduras, S.A.
This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.