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Sandra Lucia
Sandra is 32 years old and married. She has one son who is 15 years old and is completing school. Her husband works as driver. They would like to come up with new ideas to increase their sales and expand their customer base. They would like to increase their inventory so that they have products in reserve, as well as offer a greater variety to their customers. They have always worked hard and want to make sure that their son knows how to run a business so that he can also provide income for his own family one day. They hope that the support they receive from other countries will continue, as these are the source of investment for small businesses and the families they support.

Their particular business is a general store, which they've run for 5 years now. Sandra began the business to help cover the household costs, selling a few products to her neighbors in the surrounding area. Later on, she had the opportunity to sell her products from a fixed location in the candelaria market. She is requesting the loan to purchase more household products, cleaning supplies, as well as school supplies because the school term is starting and her customers are starting to make requests.
View original language description ↓
Sandra Lucia Narváez B. tiene la edad de 32 años, su estado civil es casada, Doña Sandra tiene 1 hijo su edad es de 15 años y cursa 5 año de secundaria, su compañero de vida labora como conductor de cabezal, sus propósitos son de idear nuevas estrategias de venta para con su negocio para que este obtenga mas afluencia de clientes sus deseos son de surtir su inventario para guardar reservas de sus productos y ofrecer una variedad para todos los gustos ya que siempre ha luchado con cumplir sus propósitos y metas dispuestas y además quiere guiar a su hijo para que este se instruya en la buena administración del negocio y a la ves sea una fuente de ingresos para su familia sus sueños son que los países que nos brindan ayuda nos sigan apoyando para que sigamos adelante con nuestros negocio ya que ellos son la fuente de inversión para los pequeños microempresarios que tratan de sacar adelante a sus familias.

La actividad económica a la que se dedica es la venta de mercadería en general, la ubicación de su negocio es en el mercado la candelaria, el tiempo que tiene de poseer su negocio es de 5 años, ella inicio su negocio por cuenta propia por lo que necesita ya que necesitaba cubrir los diferentes gastos de su familia y empieza a ofrecer ciertos productos a sus vecinos y en las diferentes calles pero mas tarde obtiene la oportunidad de vender sus productos en lugar estable y es así como logra obtener un lugar estable para ofrecer sus productos que es en el mercado la candelaria por lo que ahora necesita un financiamiento que será utilizado para comprar productos del hogar, productos de limpieza y útiles escolares ya que se acerca la entrada a clases y necesita prepararse ya que sus clientes llegan en busca de estos productos.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sandra Lucia to stock more inventory in her general store, including cleaning products and school supplies as the school term is approaching.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 23, 2009
Jan 26, 2009
Currency Exchange Loss:
Jan 15, 2010