A loan of $1,550 helped a member to buy fertilizers and pesticides for her field.


Anonymous Group's story

This village bank, which consists of thirteen members, is located in Srae Spey Village in Kampong Cham Province. The members plan to use the loan which they obtained for different purposes. Mrs. Ren B. is the village bank president who has been selected by the members. She and her husband, Mr. Hun Heang, are farmers who own a plot of land to cultivate both rice and vegetables. In this plantation, they face problems because their field is infertile and has a lot of insects to damage to their crops. Thus, Mrs. Ren B. decided to ask for a loan to buy fertilizers and pesticides for her field. She is 56 years old and a mother of two children who are farmers.

Seven members in this group have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous



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