A loan of $425 helped work capital to purchase paints, tool repairs, and new tools.


Wilfredo Antonio's story

Mr. Wilfredo Antonio O. S. is 46 years old, married, and has two children in his care. His eldest son is 22 years old and is in the 3rd year of his studies, while his youngest son is 20 years old and is in the 1st year of his studies. His life partner works as a housekeeper and earns a very low salary. Her goals are to increase the number of her clients so that she may expand her business, and to be known in other places for her superb work and fulfillment of every work commitment. Her hope is that her sons finish their studies so that they become professionals recognized in their city and in the whole country. Wilfredo’s dream is to be able to own an air conditioned shop with the necessary tools to be able to complete more work in the body shop trade, however, because of a lack of the certain tools he does not commit himself to carry out certain jobs.

Wilfredo’s economic undertaking is a body shop service. His business is located on the road, and he has owned his business for the past 8 years. Wilfredo got started in this business because his brother gave him the opportunity to work with him and later he decided to establish his own business. He began his business in a on the road fashion because he did not have the means to carry out all his work in the house in which he lives because it is too small. His brother aided him and facilitated the means by which he could complete his jobs. Later Wilfredo decided to purchase his own tools and as time passed he was recognized for the quality of his work given that he has many friends that require his services. In this way he was able to acquire his own clients and his own business for which he now needs a loan for work capital given that he needs to purchase paints, bars to weld tools repairs, and new tools. He will carry out all these tasks in Managua since he knows certain places that will give him the best results.

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Translated from Spanish by Kiva volunteer Mariela Cedeño



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