Poung T., 39, is a local palm tree climber. With the palm tree climbing, he can tap palm juice from palm trees, boil it to make palm sugar or turn it into palm wine for sale. He is currently earning an average of US$11 a day to help feed his family. His wife's name is Leap Heng, and she is is a good housewife. She cooks delicious meals for the family and is the good mother of three children; all of them are teenagers and still under her care. T. and Heng are facing difficulties with their living conditions; their house is not so good and small for them. Thus they have decided to ask for a loan to purchase wood to repair their old house.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.