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Hean Y. is 34 years old and is a resident of Kompong Tom Province, where she owns a little store outside of her house, where she sells groceries for daily income. With the business, she can earn around US$ 2 per day, and she has been running this store since 2007.

Y. is married to Mr. Khout Nghon, 42, who makes a living raising pigs from home and also is a local palm climber. With the palm climbing, he can tap palm juice from palm trees, boiling it to make palm sugar or turning it into palm wine for sale. The couple has five children; all of them are single and still under their care.

Y. is applying for a loan as capital to collect rice from farmers to store and re-sell for a profit and to buy piglets for her husband to raise.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 227
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,167.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Hean to collect rice from farmers to store and re-sell for a profit.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 15, 2009
Jan 22, 2009
Currency Exchange Loss:
Aug 15, 2009