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Rukshana Ghulam Sarwar Group
In this Group: Rukshana , Parveen Begum , Shamim

Rukshana baji is a 44 year old married woman that has resided in Multan, Pakistan for the past 13 years. Her husband's name is G. S. and he works in a factory for a monthly wage. She is the mother of four kids: two sons and two daughters. Her oldest daughter helps Rukshana baji make embroidered clothes. The remaining children are enrolled in a local school located near their house. Rukhsana baji makes embroidered dresses to help her husband meet the financial expenses. She is applying for a loan to buy material such as colored thread and cloth for her embroidery business.

Rukshana baji is a group leader of some more women in her locality. Parveen begum baji is requesting a loan to buy clothes for her clothing selling business. Shamim baji is requesting a loan to buy rice to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 340
    View loans »
    Pakistan Loans Fundraising
  • $16,479,525
    Funds lent in using Kiva
  • 79.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukshana Ghulam Sarwar Group's $625 loan helped a member to buy material for her embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 27, 2009
Jan 22, 2009
Currency Exchange Loss:
May 4, 2010