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Pen T. is 45 years old, married with three children living in Siem Reap Province, Cambodia. She makes and sells Khmer food in the local market to earn a living and is able to make $2.50 a day. Her husband Hung Yoeun, 49, makes about $2.50 a day as a farmer growing rice. Two of their children are farmers and one is a student.

Mrs. Pen T. is requesting a loan from Kiva via CREDIT to purchase a motorbike for her son to operate a taxi.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 159
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pen to operate a motor-taxi.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 8, 2009
Jan 22, 2009
Currency Exchange Loss:
May 15, 2010