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Sardaran Ghulam Safdar Group
In this Group: Sardaran , Khursheed , Rubina Shaheen , Zubaida , Zareena

Sardaran baji is a 58 year old married woman that has resided in a city named Multan, Pakistan for the past 20 years. Her husband's name is G. S. and he works in a factory for a monthly wage. Sardaran baji and her husband have no children. For the past 15 years, Sardaran baji has been helping her husband with his scrap business. She is applying for a loan to buy scrap (plastic bottles and waste papers) to expand her scrap business.

Sardaran baji is a group leader of some more women in her locality. Khursheed baji is requesting a loan to buy scrap for her scrap business. Rubina shaheen baji is requesting a loan to buy biscuits and chips at wholesale in order to sell to shops. Zubaida baji is requesting a loan to buy scissors and razors for her barbershop. Zareena baji is requesting a loan to buy milk for her milk selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 79.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sardaran Ghulam Safdar Group's $875 loan helped a member to buy scrap for a scrap business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 27, 2009
Jan 22, 2009
Currency Exchange Loss:
Apr 27, 2010