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Munia Group
In this Group: Munia , Anwar , Naziran , Ashran , Zarina
Munia baji is a 46-year-old widow and lives in a city called Pakpattan, Pakistan. Pakpattan city is famous for its holy shrines and she feels herself blissful to be a part of this city. She is an uneducated lady because in her time, people didn’t send their girls to school for education but educated them in the skills of cooking, knitting, and sewing to be able to survive in every circumstance.

Munia baji is the mother of two kids: one son and one daughter. Her daughter stays at home and helps her in preparing embroidered clothes. Her son is a wall painter. He earns income when people call to him to paint their walls and houses. In the meantime, Munia baji bears the expenses with her embroidered clothes business. She is applying for a loan to buy paint brushes and other tools for her son’s business.

She is the group leader for some more women from her locality. Anwar baji wants a loan to buy material (lentils, cooking oil, and spices) for her food business. Naziran baji wants a loan to buy mason's tools. Ashran baji wants a loan to take land on contract to grow vegetables to sell. Zarina baji wants a loan to buy goats for her animal-selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 287
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 79.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Munia Group's $850 loan helped a member to buy paint brushes and tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Jan 20, 2009
Currency Exchange Loss:
Apr 30, 2010