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Luis Humberto
In the municipality of El Viejo in the city of Chinandega, Luis Humberto J. has been farming and raising livestock for a number of years. Importantly, this activity has been the pillar that has supported his family.

Now, he is asking Ceprodel for a loan in order to buy a pair of oxen to maximize his profits and continue to support his home by way of his livestock, which are the source of his income.

En el municipio de El Viejo de la ciudad de Chinandega el señor Luis Humberto J. se dedica a su actividad de agricultura y ganadería desde hace varios años. Es importante destacar que esta actividad ha sido el pilar por el cual ha apoyado a su familia llevando el sustento a su casa.

La razón por la cual hoy en día ha acudido a Ceprodel es para ser beneficiado con un crédito que le permita la compra de una yunta de bueyes para sacarle el máximo provecho y de esta manera continuar llevando el sustento a su hogar por medio del ganado que es su actividad económica.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 84
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Luis Humberto to buy a pair of oxen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 16, 2009
Jan 19, 2009
Currency Exchange Loss:
Feb 15, 2010