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Khoshavar H. is a 43-year-old woman, married with three children. The diligent search for a source of additional income has been an ongoing and difficult task for Khoshavar. After trying her luck at a variety of occupations, she decided to work in the area of livestock. She started this business 10 years ago with the support of her husband.

Now that Khoshavar has experimented and acquired the necessary knowledge in this business, she would like to expand her activity by purchasing more cattle so that she can increase her earnings and continue to improve her family’s quality of life. Khoshavar is requesting a loan of 1200 USD. She has agreed to repay this loan within 15 months. She appeals to your good hearts in her request to make her dream become a reality.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Khoshavar purchase two calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 25, 2009
Jan 19, 2009
Currency Exchange Loss:
Jun 29, 2010