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Chheng V. was born and raised in a farming family. She started growing rice and some other crops in 1980. The output is just sufficient for her household.

Her husband works making string cow and selling them at the market. With his business activity, he can generally make about US$ 4/day in income to support his household. Because of their lack of capital, Chhen V. didn’t have any idea how to make other profit beside working at her rice field.

After learning about CREDIT MFI from one of her neighbors, V. thought of an opportunity to generate additional profit for her household. She would like to take a loan in the amount of US$ 600 to buy rice crops from the growers and re-sell the rice when the price is going up. She believes this will help her increase her income as well as improving her living conditions.
(her husband is pictured )

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chheng to buy rice crops from the growers to re-sell for a profit.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 29, 2008
Jan 19, 2009
Currency Exchange Loss:
Jul 17, 2010