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Mrs. N., 28, is a rice farmer, while her husband, Mr. Houy, is a carving-wood seller. The young couple has two children, and both are still young. The parents both work hard every day to support their own family. Her husband carves wood from the forest and sells to customers by transporting to customers' home. He uses a buffalo cart to transport but he rents it from a neighbor.

To reduce the cost for renting the cart, N. would like to ask for a loan to purchase two buffaloes to use as transportation.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 103
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Phok to purchase two buffaloes to use as transportation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 9, 2009
Jan 18, 2009
Currency Exchange Loss:
Jan 15, 2010