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María Salome
In the municipal market of Chichigalpa, María Salomé N. is very happily dedicated to attending her grocery store selling all types of products such as snacks, basic grains, brooms, and cleaning products, among other things.

In the beginning, it was difficult because eight years ago she decided to start the business and began selling only small quantities. Nevertheless, over time she improved her conditions and acquired greater quantities of products to sell. Today, the reason why she has sought out Ceprodel is to receive a loan that will allow her to purchase merchandise and continue her business in the market.
View original language description ↓

En el mercado municipal de Chichigalpa, la señora María Salomé N. se dedica a atender su pulpería muy alegremente vendiendo todo tipo de productos como lo son comestibles, granos básicos, escobas, productos de limpieza, entre otros.

Sus inicios fueros duros debido a que desde hace 8 años que decidió establecer el negocio, comenzó vendiendo pocas cantidades sin embargo a medida que el tiempo vino transcurriendo mejoró sus condiciones y adquirió mayores cantidades de productos para venderlos. Hoy en día la razón por la cual ha acudido a Ceprodel es para ser beneficiada con un crédito que le permita la compra de la mercadería para continuar en su negocio en el mercado.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped María Salome purchase merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 9, 2009
Jan 17, 2009
Currency Exchange Loss:
Jul 15, 2009