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Victoria is a member of Bancomunal Fuerza y Poder, a Finca-sponsored business support group. She is from Apurimac and finished high school. Victoria is married, 52 year old, and has four children age 7, 20, 22 and 25. All her children are working professionals, with the exception of the youngest who is still in school. She has her own home, and has always liked children. When she was young she worked as a nanny, and what she learnt proved useful in opening a wawa wasi, a government-sponsored daycare center, in the neighborhood where she lives. There are many children, and the parents go off to work and have no one with whom to leave them. Victoria recognized the opportunity and remodeled her home. With the help of her mother-in-law they took in children for ten years; however, they had to close because there were too many children and they were unable to cope.

For the past six years, Victoria has sold fruit from her doorstep, taking advantage of the fact that the house is situated near the last stop on the minibus route, generating a lot of foot traffic. Now she wants to open a small grocery store in her home.

Victoria needs a loan of $450 (approximately 1400 Peruvian soles) to open a shop that would operate out of her home. She needs to buy rice, sugar, and oil, as well as to paint the store prior to the opening. She has received help from Finca and has been able to move ahead with the talks, has learnt how to sell and how to position her business to fair well with the competition. She likes her small business support group meetings due to the companionship and friendship. She wants to have a large, well-stocked store and to assist her youngest daughter in becoming a professional like her other siblings.
View original language description ↓
Victoria es socia del Bancomunal Fuerza y Poder.
Victoria es D. Apurimac estudio la secundaria completa, es casada tiene 52 años cuatro hijos D. 25, 22, 20 y 7 años sus hijos son profesionales, solo él ultima esta en el colegio.

Ella tiene su casa propia siempre le gustaron los niños y D. joven trabajo D. niñera en casas con todo ese conocimiento aprovecha para poner un huawawasi, en la zona donD. vive, por que hay muchos niños y la gente sale a trabajar y no tienen con quien dejarlos, ella vio la oportunidad y acondiciono su casa, recibiendo a los niños durante diez años, con la ayuda D. su suegra, lo tuvieron que cerrar por que había muchos niños y ya no se daban abasto.
Después D. eso ella empezó a vender fruta en la puerta D. su casa, aprovecho la oportunidad que por su casa pusieron un paradero final D. combis y hay mucha concurrencia, así estuvo por seis años, ahora ella quiere abrir una bodega en su casa.
Necesita el préstamo D. 1400 soles para abrir una tienda que funcionara en su casa, necesita compra arroz, azúcar, aceite, pintar la tienda para poderla abrir.

DesD. que esta en Finca ha recibido ayuda y ha podido salir adelante con las charlas, aprendió como vender y como mejorar su negocio frente a la competencia, le gusta las reuniones D. su banquito por que ve compañerismo y amistad.
Desea tener una bodega granD. y bien surtida y que su ultima hija llega a ser una profesional como sus demás hermanos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Victoria purchase of rice, sugar, oil, and paint to open a shop in her home.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 13, 2009
Jan 17, 2009
Currency Exchange Loss:
May 15, 2009