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Kichangani Group
In this Group: Upendo, Fatuma, Fides, John, Ismail, Fatuma
Upendo K., age 28, is married with two children, ages 6 and 1. She sells food in the marketplace. She started this business in 2008 and works daily from 6am until 10pm. She is able to earn a monthly profit of about US$ 89.

This will be Upendo’s second loan from Tujijenge Tanzania. She used the first to start selling cold drinks and beers and has paid the loan back successfully. She now hopes for a new loan to buy a blender and a good stock of fruit, so that she can make and sell more juice.

Upendo will share this loan with subgroup A of the Kichangani group. The subgroup has 6 members, who sell vegetables, cosmetics, "bites", clothes, utensils, fruit, other foods, etc. These members hold each other accountable in paying back their loans. In the picture, Upendo is the 1st from the left in front (black blouse).

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,190,200
    Funds lent in using Kiva
  • 1,312.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kichangani Group's $1,225 loan helped a member to buy a blender and more fruit to sell juice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 15, 2009
Jan 18, 2009
Currency Exchange Loss:
Jun 15, 2009