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Bariaa is a 33-year-old woman who lives in the Bekaa, Lebanon with her husband and their four children. Bariaa has owned a chocolate decorations and a sewing shop for seven years. In her shop, she sells chocolate and cakes and she also sews. Bariaa has requested a loan of 1000 US dollars from Al Majmoua in order to purchase merchandise for her shop like decoration items for the chocolate, ingredients for cakes, coffee, and thread for sewing. This is the first time that Bariaa has requested a loan.

Bariaa is special in her work because she is the only one in her area and she has competitive prices for her sewing business. Her clients are her friends, family members, neighbors and surrounding villages. Bariaa decided on doing this business because she learned how to do chocolate decoration and sewing. In the future, she plans to expand her business by working for wedding ceremonies and she also plans on purchasing a Nescafe machine and an ice cream machine.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 74
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bariaa to purchase merchandise for her businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Jan 18, 2009
Currency Exchange Loss:
Jan 15, 2010