A loan of $2,425 helped a member to cultivate rice in the dry season.


Anonymous Group's story

Twenty people who all live in Kampong Pou village in Kandal province form this village bank. They will use the loan for a variety of purposes. Mrs. Seakheng C. is the village bank president. She and her husband, Mr. Phal Phat, are farmers who own a small piece of land where they cultivate rice. They now face an obstacle because they do not have enough money to grow rice durI. the dry season. Thus, Mrs. Seakheng C. decided to request a loan to cultivate rice. She hopes to increase their income and improve their livI. conditions with this loan. She is 42 years old and the mother of four children, one of whom is employed in a garment factory while another is a fisherman and the others are enrolled in the local school.

Two members in this group loans have end-of-term loans and the rest have monthly payment loans. The EoT borrowers are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows thE. to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
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