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Heimy Lucía
Heimy is a 26 year old young woman with very good initiative. She decided to open a general store in her home in León city.

She began her business with few products but as she invested in it she was able to expand, offering greater quantities and this is due to the support provided by Ceprodel which has enabled her to buy the products to sell.
View original language description ↓

Heimy es una joven de 26 años de edad que con una muy buena iniciativa, decidió iniciar su negocio de pulpería estableciéndolo en su casa de habitación en la ciudad de León.

Ella inició el negocio con pocos productos pero a medida que vino invirtiendo en él logro salir adelante ofertando mayores cantidades y esto se lo debe gracias al apoyo brindado por Ceprodel el cual le ha permitido la compra de dichos productos para comercializarlos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Heimy Lucía buy merchandise for her store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Jan 18, 2009
Currency Exchange Loss:
Apr 15, 2010