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Valentina J.
Mambo (Greetings) from Tanzania! This is 49-year-old Valentina M. from Mbeya. She is a widow with six children between the ages of 20 and 30. Valentina has been running a crop-selling business since 1985. This client’s business is purchasing crops from villagers on a wholesale basis and selling them retail.

She works at the business for 9 hours per day, 7 days per week. Valentina currently earns about 150 USD a month from her business. She is requesting a loan of 325 USD in order to purchase more rice and maize for re-selling. In the future, she plans to expand her business by increasing such varieties of cereals as beans and wheat. Valentina thanks you for your support!


SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility.

Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes.

One of the primary advantages of microleasing is that it allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,182,650
    Funds lent in using Kiva
  • 1,300.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Valentina J. to purchase more rice and maize for re-sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2009
Jan 17, 2009
Currency Exchange Loss:
Feb 15, 2010