A loan of $775 helped to purchase additional stocks of clothing.

Joyce's story

Mambo from Tanzania! This is 28-year-old Joyce L. from Dar es Salaam. She is married with two children aged 10 and 14. Joyce has been running a clothes business since 2006. Her business is to purchase clothes wholesale and sell them retail. She works at the business for 5-8 hours per day, 7 days per week.

Joyce currently earns about 400 USD from her business. She is requesting a loan of 775 USD in order to purchase additional stocks of clothing. She plans to increase the quantity and range of her inventory. Joyce thanks you for your support.


SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility.

Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes.

One of the primary advantages of microleasing is that it allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.

Loan details

Lenders and lending teams

Loan details