A loan of $300 helped working capital.

Gloria Ernestina's story

Gloria Ernestina R. D. a 36-years-old businesswoman; she is married and has two sons. Her 16-year-old son is currently in his second year of high school and her 4-year-old son is in level 2 of his elementary education. Her partner works as a pharmacist.

The intentions for her loan are to maintain her business, which is now what gives her daily support. This small business has been able to fulfill the necessities of her son and the family’s future dreams are to own their own home and property in order to give their sons a place to live. The house where they currently live is not their own property and due to necessity she has to rent.

Gloria wishes to establish a store where she offers a variety of merchandise and wishes to leave the business to her sons in the future. She works very hard to give her family a better life.

Her business is a local store where she offers products such as: candies, toothpaste, creams and gelatin among other things. The location of her business is in the Avellán district and she has been running her business for 3 years. She began the business out of necessity for work to support her sons and to pay different debts. In the beginning she had a stable job but due to her situation she had to leave it. It was then that she decided to search for a new mode of income and it was by her own initiative that she decided to establish her store. She began with few products such as soap and candies. Little by little she has increased her product offerings but still she needs more. For that reason she asks for this loan for the purchase of school supplies and boy’s and girl’s uniforms now that the beginning of school is approaching and she wants to take advantage of the necessities of her customers.

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Translated from Spanish by Kiva volunteer Breanne Kochert

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