A loan of $975 helped buying piglets and an oil mill.

Elizabeth's story

Elizabeth is married to to Marcus Nweti and they have 5 children, with one of the children below 15 years of age. As a hard-working woman, Elizabeth has faced many challenges in life such as the death of relatives, poverty, and ill health. Theses problems made life miserable for Elizabeth until the year 1999 in which she learned about GHAPE and registered as a member. In the years 1999, 2001, 2002, 2003, 2004, 2006, and 2008, she received loans (15,000; 30,000; 35,000; 40,000; 100,000; 75,000, and 100,000 FRS respectively) and the repayments of the various loans were made promptly.

Given her loan, she plans to buy an oil mill for 450,000 FRS, piglets for 30,000 frs and 10,000 frs will be used for fuel. Repayment will begin on the fourth month from the day of disbursement. Elizabeth is quite convinced her business will succeed, because she will not offer credit to untrustworthy clients. She has a good business site and her children all are willing to help her in the business.

Her business will help her community by providing pork (meat from her pigs) which is a source of protein, and she will help process their oil. With the profit from the business, she will pay her children's school fees, give good medical attention to her family, and will also construct a house for her family.

Elizabeth prefers to receive a loan from GHAPE because of the training GHAPE offers. Also, the method of repayment is comfortable and convenient.

The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

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