A loan of $2,400 helped a member to buy three piglets to start a breeding business.


Mrs. Lorn Mach's Village Bank Group's story

Twenty-one people in Chamka village in the Kampong Chhnang province have formed a village bank loan with Mrs. Lorn M. as the village bank president. She and her husband, Mr. Doeun Phuon, are farmers who own a plot of land T. cultivate both rice and vegetables. Even though they work hard, they still gather little rice revenue which cannot support their family very well. In order T. improve their living conditions, Mrs. Lorn M. decided T. ask for a loan T. buy three piglets T. start a breeding business. She is 53-years-old and the mother of two children, both who are attending the local school.

Ten members in this group loan are committed T. end-of-term loans and the rest have monthly payment loans. They are not required T. pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial T. Cambodia’s poor. It allows them T. repay portions of the principal whenever they are financially able T. do so. Most clients start T. make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% with Kiva.

Mrs. Sokun O., one of the loan participants, is represented by her husband in the phoT..

In this group: Lorn, Neng, Sokun, Kea, Pheap, Noeurn, Sok Kim, Met, Saly, Khunthea, Ly, Pao, Sokha, Phan, Noeun, Sok Rim, Nim, Im, Hem, Vun, Lim
*not pictured



Loan details


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Loan details