A loan of $650 helped a member to ask for a loan to buy sticky rice to make more cakes.


Mrs. Chorng Tul Village Bank Group's story

The village bank, consisting of eleven members, is located in Kouk Sdau village in Kampong Chhnang province and they plan to use their loan for different purposes. Mrs. Chorng T. is the village bank president selected by the members. She sells Banh Chhaev which is made from sticky rice with bean and pork. Since this business is going well, she wants to expand it so Mrs. Chorng T. decided to ask for a loan to buy sticky rice to make more cakes. She is a 43-year-old widow with four children. One is employed in a garment factory, one is a fisher, another helps her work and the other is attending the local school. All the members in this group loan are end-of-term loans so they are not required to pay any principal on the loan until the very end of the loans term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time.

In this group: Chorng, Hat, Sophorn, Nann, Sim, Sovanny, Lorn, Thea, Sophean, Thun, Rum
*not pictured



Loan details


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Loan details