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Mrs. M. is 41 years old and grows rice in Chreykrim Village in Pursat Province. Her husband sells carving wood, transporting it to customers' homes, using a buffalo cart as transport. Her family relies on farming rice and selling carving wood. She has four children, all of whom are single and live in the family's home. Two daughters are employed as garment workers in Phnom Penh and two others are in school.

To alleviate her farming work, M. would like to ask for a loan to purchase one young ox and a buffalo to use for farming business and for her husband's business. She expects the loan will help to improve her family's living conditions.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phy to purchase one young ox and a buffalo to use for her farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 25, 2008
Jan 12, 2009
Currency Exchange Loss:
Jan 15, 2010