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Mrs. N. is 54 years old, widowed, and has two children, one of whom is married, while the other one is single and still lives at home. Mrs. N. earns income selling groceries at a local market. She sells a variety of products, including vegetables, various food ingredients, shampoo, perfume, and other home products.
The business is going well and provides the largest share of the family's income. With the growing demand for her goods, Mrs. N. would like to expand her business, and therefore needs a loan to purchase additional groceries for sale.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,148.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Toem purchase of groceries for sale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Jan 13, 2009
Currency Exchange Loss:
Feb 15, 2010