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Seleisa S., 35, is married with 7 children. She has many years of experience in selling vegetables and fruit. She sells to the villagers, public, and families 5 days per week. She has 4 previous loans with SPBD. She expects her weekly net cash flow to be 450 Tala (~187 USD).

SPBD loans are Seleisa’s only access to capital because she was never able to qualify for a loan with the traditional banks. Part of her loan will be used to buy cement, iron roofing, and timbers for home improvement. She also produces Samoan cocoa which is one of the Samoans' favorite drinks and sells popcorn just to back up her vegetable garden.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 70
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 3.1
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Seleisa buying fertilizer, vegetables seeds, chemicals, and plastic bags for selling her items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2008
Feb 1, 2009
Currency Exchange Loss:
Jan 15, 2010