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Solidarité Group
In this Group: Marie Jeanne, Ado, Daniel, Mpia, Makambo, Buya, Mado, Fanande, Sophie, Albertine, Thethe, Irma, Wivine, Espérance, Ambroise, Sadi, Coco, Aimée*, Micheline, Ngongo, Marie Claire, Blandine, Esther, Florance*, Guylain, Henriette, Alain, Bénie, Sévirène
* not pictured
Irma, one of the members of this loan group, sells lamp oil, soft drinks, doughnuts, and omelette. She makes about US$ 70 in profit per week. She began working in business with her mother in 1988 when she was 11 years old. She used to sell beside her mother until she began her own business with a capital of US$ 5 in 1992.

Irma began purchasing and re-selling about 10 kilograms of corn. Over the years, her business sometimes stopped because of her studies, but she did not close completely. In April 2008, Irma decided to join Solidarité Community Bank, one of Hope’s groups (a DRCongo Microfinance Program), and she has received three loans. Through the funds received from Hope’s loans, Irma’s business began to expand and she was able to stabilize her merchandise.

With the new loan, Irma will purchase an ice chest, 2 cartons of eggs, and a crate of soft drinks to expand her product offerings to her customers. Irma believes that she will increase her profit by selling these new products. She is 32 years old, single, and has a 3-year-old boy. She lives with her parents. Irma’s dream is to open a fresh food store.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • 666.1
    Congo/Kinshasa Francs (CDF) = $1 USD

Success!! The loan was 100% repaid

A portion of Solidarité Group's $3,725 loan helped a member to purchase an ice chest, cartons of eggs, and crates of soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 7, 2009
Jan 10, 2009
Currency Exchange Loss:
Jun 15, 2009