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Peresia M. is 18 years old and married. She has a pancake business and sells to people in the village five days a week. She is a new member of SPBD. Peresia expects a weekly net cash flow of 50 Tala (~$15USD). SPBD loans are Peresia’s only access to capital because she was unable to qualify for a loan with the traditional banks. She will use the loan to establish her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 26
    View loans »
    Samoa Loans Fundraising
  • $8,473,125
    Funds lent in using Kiva
  • 2.9
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Peresia to establish her bakery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2008
Jan 11, 2009
Currency Exchange Loss:
Jan 15, 2010