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Masepi M. is 24 years old and single. She is just starting out in the donuts\cake business. She sells to the school and to the village people five days a week. She is a new member and has no previous loans with SPBD. She expects her weekly net cash flow to be 120 Tala (~$40 USD). SPBD loans are Masepi’s only access to capital because she doesn't qualify for a loan with the traditional banks. She will use the loan of $275 to start her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 31
    View loans »
    Samoa Loans Fundraising
  • $8,468,125
    Funds lent in using Kiva
  • 2.9
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Masepi purchase sacks of flour and cooking oil to start her bakery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2008
Jan 10, 2009
Currency Exchange Loss:
Jan 15, 2010