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Sothim's Group
In this Group: Sothim, Sokhoeurn, Nhorn, Kruy, Ra
Mrs. Sothim V. is a group leader of five women who all live in Phum Por village in Kampong Chhnang province. She is a farmer who owns a piece of land to cultivate both rice and vegetables. Her husband, Mr. Nim Savy, is a fisherman. He now faces a small problem because he does not have enough fishnets for his fishing. Thus, Mrs. Sothim V. decided to ask for a loan to buy more fishnets for her husband's business. She hopes to increase their income and improve their living conditions with this loan. She is 28 years old and a mother of a child who is too young to work or study because that child is seven months old.

All the members in this group loan have end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to do so. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK (Kiva's Field Partner) has a delinquency rate of only 0.09%, and a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,077.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sothim's Group's $375 loan helped a member to buy more fishnets for her husband's business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Dec 16, 2008
Jan 10, 2009
Currency Exchange Loss:
Sep 15, 2009