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Iulia S., 27, is single and has no children. She has many years experience in selling various items to the villagers and general public seven days per week. Iulia has had four previous loans with SPBD, which are her only access to capital because she has never been able to qualify for a loan from traditional banks. She plans to purchase more goods for her shop. Part of the loan will be used to purchase timbers, nails, and iron roofing to expand her shop location.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 64
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 3.0
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Iulia purchase goods for sale and timbers, nails, and iron roofing to expand shop location.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2008
Feb 1, 2009
Currency Exchange Loss:
Jan 15, 2010