A loan of $950 helped a member to purchase fuel for his pump to water the rice field.


Mr. Pon Khut Village Bank Group's story

This village bank consists of twelve people who all live in Chrouy Chrey village in Kandal province, and all the members will use the loan which they obtain for different purposes. Mr. Pon K. is the village bank president. He is farmer who cultivates rice on 1 hectare to earn a living. Since his field is far from the irrigation system, he also has a pump but he does not have enough money to purchase fuel for his pump to water the rice field. Thus, Mr. Pon K. decided to ask for a loan to buy fuel for this purpose. His wife, Mrs. Yath Im, is also a farmer. Mr. Pon K. is 60 years old and the father of two children who are both studying. All the members are presented in the picture but some of tH. are blocked from view.

All the members in this village bank loan have end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows tH. to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Pon, Poa, Sameth, Sambath, Shinet, Savy, Srouy, Savoen, Chanthou, Saroun, Chanry, Savy
*not pictured



Loan details


Lenders and lending teams



Loan details