A loan of $2,775 helped a member to buy grocery products to increase her store inventory.


Mrs. Kim Hong Heng Village Bank Group's story

Mrs. Kim Hong H. is a village bank group president of nineteen people, who all live in Phum Saeprammuoy village, in Kampong Cham province. Each member of the group plans to use the loan, which they obtained, for a different purpose. For instance, Mrs. Kim Hong H. is requesting a loan to buy grocery products to increase her inventory. Her husband, Mr. Suon Sarorn, is a construction worker who earns a small income, bareL. enough to support the famiL.. Aside from this business, he is a cow breeder. Mrs. Kim Hong H. is 46 years old and the mother of five children, one is employed at a garment factory, while the remaining four are construction workers. One member in this village bank loan is an end-of-term loan, and the other members have monthL. payment loans. This client is not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financialL. able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of onL. 0.09% and AMK has a default rate of 0% with Kiva.

In this group: Kim Hong, Sopheap, Sam Oeun, Kin, Pheary, Sam, Va, Daneth, Maly, Rokey, Savorn, Chantha, Mary, Bopha, Seangheak, Khemsroin, Teab, Saroeun, Oun
*not pictured



Loan details


Lenders and lending teams



Loan details