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Josefa Vicenta
Josefa Vicenta works as a credit assessor at the FAMA financing company. She lives in zone 3 of Nueva Guinea and has a son who is 3 years old. She is requesting refinancing of her second loan so she can improve her home. She would like to build a bedroom with its own bathroom, to have better living conditions. Josefa is a professional, enterprising and optimistic woman who has struggled since she was young to perform in the labor market. She is known as a responsible, honest, and hard-working woman with Christian principles. Her greatest dream is to have a dignified home with humane and social conditions for her son.
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Josefa Vicenta labora como Asesora de crédito en la financiera FAMA, vive en la zona # 3 de Nueva Guinea, tiene un hijo de 3 años de edad, está solicitando refinanciamiento de su 2do credito para invertirlo en mejora de su vivienda construyendo una habitacion con baño interno y poder tener mejores condiciones en el hogar; Josefa se caracteriza por ser profesional, emprededora, optimista, ha luchado desde muy joven para desempeñarse en el campo laboral, es reconocida por ser una mujer responsable, honesta, trabajadora, con principios cristianos, su mayor sueño es tener un hogar digno con condiciones humanas y social para su hijo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Josefa Vicenta build a bedroom and bathroom.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jan 16, 2009
Feb 1, 2009
Currency Exchange Loss:
Jun 15, 2010