A loan of $325 helped buy fruits and vegetables.

Agwi Celine's story

Celine is married to Mbah Roland and they are have three children, two of whom are below 15 years of age. Celine has worked hard to support these children, but along the way she has encountered some challenges such as the death of two children and a young daughter who had a child out of wedlock. Because of these challenges, life became difficult for her until she saw GHAPE as a source of relief in the year 20004. in that year she received her first loan of 20,000 FRS,then 60,000 FRS in 2005 and 150,00 FRS in 2006.

Celine is now requesting a loan of 150,000 FRS so she can buy tomatoes, beans, spices, and so forth. She is convinced the business will succeed because of her long experience in the business, and she already has a ready market for her goods. She plans to use the profit from the loan to pay for her children's school fees and to cloth them. This business helps her community by supplying food locally, reducing the distance people need to travel to buy food.

Celine prefers to receive loans from GHAPE because of the training GHAPE provides before disbursing loan and the follow up GHAPE provides after the loan is disbursed.

The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and the alleviation of poverty through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

Loan details

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Loan details