A loan of $275 helped working capital.


Alma Nubia's story

Alma Nubia Z. R. is 50 years old, single, and has three sons. Her oldest son is 28 and self-employed. Her 23-year-old son is in his fourth year of college, majoring in biology. Her 13-year-old is in his third year of secondary school.


Alma's dream is to make improvements to her home so she can leave her children a nice place to live. Since building materials are very expensive, it is difficult to achieve this goal. So, she would like to expand her business to enhance her family's future prospects. She wants to do whatever she can to assure that her sons improve their economic situation.


For three years, Alma has been a street vendor selling clothing, including shirts, shoes, pants, and underwear. She began this business out of economic necessity, spreading her merchandise among several trusted friends to help develop the business. In this way, she has been able to get her products to her customers.


She will use this loan for working capital to purchase merchandise in Managua and León, where she can obtain better prices. She hopes to always be able to count on the support of Kiva's partner Fundación León 2000 to help her get ahead.

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Translated from Spanish by Kiva volunteer k vickery



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