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Nusrat Almas M. Irshad Group
In this Group: Nusrat Almas , Zahida Parveen , Salma , Manzooran , Khursheed Begum
Nusrat Almas baji is a 39-year-old married lady. Her husband is M. I. and he has a food production and selling business. He has 20 years' experience in this business. She lives in a city called Borewala, Pakistan. She is the mother of four kids: two sons and two daughters. All of her children are getting an education from a school which is located near their house.

Nusrat baji helps her husband prepare Punjabi food for sale. She is a very responsible lady. She provides Punjabi food on time to his hotel. Now Mr. I. has decided to start driving an auto-rickshaw (a local three-wheeled motor vehicle) since Nusrat baji is able to handle his food business very well. She is applying for a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle) for her husband to use.

Nusrat baji is the group leader for some more women from her locality. Zahida Parveen baji wants a loan to buy bicycles to re-sell. Salma baji wants a loan to buy clothes to re-sell. Manzooran baji wants a loan to buy utensils to re-sell. Khursheed begum baji wants a loan to buy beams for her shuttering business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 78.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat Almas M. Irshad Group's $1,275 loan helped a member to buy an auto-rickshaw (a local three-wheeled motor vehicle).
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 20, 2009
Jan 6, 2009
Currency Exchange Loss:
Apr 7, 2010